BCJ Financial | Employee Benefits and Retirement Plan Design
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Employee Benefits and Retirement Plan Design

Taking the lead in retirement plan support for plan sponsors.


A retirement plan is among the most valuable employee benefits available. But for a plan sponsor, it involves important legal responsibilities. While the laws governing retirement plans and their fiduciaries may appear complex, complying with them doesn’t have to be.




A 401(k) Plan for Today and Tomorrow: Fees, Funds, Fiduciary


FEES: NextLevel(k) provides full fee transparency in contrast to hidden fees often associated with the majority of 401(k) plans. In addition, our total plan costs are almost always lower than the typical insurance company 401(k) plans. Transparency is critical to your fiduciary role and lower fees enhance your plans’ growth.


FUNDS: As an independent firm, using independent open architecture providers, we are able to construct your plan’s fund lineup by screening thousands of funds and ETF’s. We are able to use institutionally priced funds regardless of plan size. We can also construct professionally managed investment models for your participants to eliminate the uncertainty that participants have in picking funds on their own.


FIDUCIARY: Providing a comprehensive retirement plan for your employees can be complex and time-consuming, and understanding and executing your fiduciary responsibility can be overwhelming. BCJ Financial Group has the experience and knowledge to support you in your role as the plan fiduciary, providing a fiduciary “safe harbor” for your investment liability. With the NextLevel(k) Retirement Plan Service Model, you will receive a full spectrum of fiduciary support including fiduciary plan reviews, training, diagnostics and benchmarking.



Life is a journey. Let's plan for it.